BRANCH OFFICE:

L. Payton and Associates
296 Davis Hwy
Mineral, VA 23117
(540) 894-5121

EMAIL

Payton-Nester Insurance
154 Madison Road
Orange, VA 23117
540-672-5424

 

Our Coverage is Extensive!


Personal Insurance:

  • Auto
  • Motorcycle
  • Boat
  • Jet Ski
  • Home
  • Farms
  • Rental Property
  • High Value Homes(excess of $1 Million)
  • Personal Umbrella
  • Term Life Insurance
  • Whole Life Insurance
  • IRA
  • Fixed and Variable Annuities
  • Health
  • Collections: Guns, Stamps
  • Jewelry

Commercial Insurance

  • Business Auto
    • Service vehicles
    • Logging trucks
    • Dump trucks
    • Local, Intermediate, and Long Haul Trucking
    • Cargo
    • Federal and State Filings
  • Property
    • Business Owners
    • Manufacturing
    • Industrial
    • Sawmills
    • Vacation Rental Properties
    • Home Owners Associations
    • Contractors Equipment and Machinery
  • General Liability
    • Contractors
      • Excavation
      • Painting
      • Drywall
      • Tree Trimmer
    • Truckers GL
    • Manufacturing
  • Workers Compensation
    • All Types of Business Exposures

Companies we work with


  • Allstate Insurance Company
  • Auto Owners Insurance Company
  • Owners Insurance Company
  • Progressive
  • National Grange Mutual Insurance
  • Company
  • Zurich
  • Southern Insurance Company
  • Foremost
  • Grain Dealers
  • Victoria
  • Anthem
  • Alfa
  • Met
  • Northern Neck
  • American Collectors
  • Specialty
  • Hartford
  • Infinity
  • Rockwood
  • Grange
  • Utica
  • CNA Surety
  • General
  • Berkshire
  • Amtrust

Meet our Agents


Lois Payton

Role: Agency Principal
Office:  Mineral, VA
Contact: 540-894-5121 ext. 22
Direct Fax:
Email Address:  lois@paytoninsurance.com
Licenses: (VA)-Property and Casualty, Life, Health, Annuities, and Securities
Insurance Experience: Over 35 years in insurance industry.


Deborah Cutright

Role: Personal Lines Agent; Home and Auto / Agency Manager
Office:  Mineral, VA
Contact: 540-894-5121 ext. 22
Direct Fax:
Email Address:  debbie.cutright@paytoninsurance.com
Licenses: (VA)-Property and Casualty, Life, Health, and Annuities
Insurance Experience:


Jessica Gilbreth

Role: Personal Lines Agent; Specializing in Home and Auto Insurance
Contact: 540-894-5121 ext. 27
Direct Fax:
Email Address:  jessica.gilbreth@paytoninsurance.com
Licenses: (VA)-Property and Casualty
Insurance Experience:


Christine Payton

Role: Orange Branch Manager
Personal Lines Agent; Specializing in Home and Auto Insurance
Office:  Mineral, VA
Contact: 540-894-5121 ext. 25
Direct Fax: 888-251-4671
Email Address:  christy@paytoninsurance.com
Licenses: (VA)-Property and Casualty, Life, and Health
Insurance Experience:


Brian Gilbreth

Role: Commercial Lines Agent; specializing in business insurance
Office:  Mineral, VA
Contact: 540-894-5121 ext. 23
Direct Fax: 888-251-4652
Email Address:  brian@paytoninsurance.com
Licenses: (VA)(MD)(NC)(GA)(FL)-Property and Casualty, Life, Health, Annuities, and Securities
Insurance Experience:


Kristy Clore

Role: Orange Office Assistant Manager
Specializes in Health Insurance
Personal Lines Agent, Specializing in Home, Auto and Health Insurance
Office:  Orange, VA
Contact: 540-672-5424
Direct Fax: 888-251-4671
Licenses: VA-Property and Casualty,and Life, Health
Email Address:  k.harcum@paytoninsurance.com
Insurance Experience:



Bessie Weaver

Role: Property and Casualty Agent



Patty Smith

Role: Property and Casualty Agent



Scott Smith

Role: Individual and Group Health Insurance Agent