INDEPENDENT

INSURANCE

AGENCY

Specializing in Personal & Commercial Insurance Services

INSURANCE

SERVICES

L. Payton & Associates can cover all of your insurance needs in Virginia. From Auto, Home, Life, and Personal Property Insurance to everything you need to protect your business, such as Commercial Auto, Commercial Property, General Liability and Worker's Compensation Insurance, we have you covered. You can reach us by phone, e-mail or come see us at our offices in Mineral, Virginia or Orange, Virginia. Contact one of our licensed agents today and let us make sure you are protected.

PERSONAL INSURANCE DISCOUNTS

Bundle your home and auto and save up to 35%! Other discounts include: non-smoker, gated community, fire hydrant, life, protective device, and more!

  • Auto

  • Motorcycle

  • Boat

  • Jet Ski

  • Home

  • Farms

  • Rental Property

  • Vacation Weekly Rentals

  • High Value Homes (excess of $1 Million)

  • Personal Umbrella

  • Term Life Insurance

  • Whole Life Insurance

  • IRA

  • Fixed and Variable Annuities

  • Classic and Antique Autos

  • Collections

  • Jewelry

FULL SERVICE BUSINESS AGENCY

Offering Workers Compensation, Bonds, Auto, Property, Equipment and General Liability.

  • Business Auto

    • Service vehicles

    • Logging trucks

    • Dump trucks

    • Long Haul Hot Shot Trucking

    • Local, Intermediate, and Long Haul Trucking

    • Cargo

    • Federal and State Filings

    • Hotshot Freight

  • Property

    • Business Owners

    • Manufacturing

    • Industrial

    • Sawmills

    • Vacation Rental Properties

    • Home Owners Associations

    • Contractors Equipment and Machinery

  • General Liability

    • Contractors

      • Excavation

      • Painting

      • Drywall

      • Tree Trimmer

    • Truckers GL

      • Manufacturing

  • Workers Compensation

    • All Types of Business Exposures

 

ABOUT US

Established in 1987, L. Payton & Associates proudly provides comprehensive insurance solutions throughout Virginia, Maryland, and North Carolina. With more than thirty years of service supplying the insurance needs of individuals, families, and businesses; we are a trusted source for home insurance, auto insurance, business insurance and more. Whether you need to insure a car or a car dealership we have an insurance solution for you.

As an Independent Insurance Agency, L. Payton & Associates represents over 20 different insurance companies, which gives us the flexibility to offer you affordable prices and individualized options. Additionally, our exceptional staff has the skill and know-how to recommend the personal or commercial insurance that may be best for you. We also provide financial planning products, which include annuities, life insurance, and disability insurance.

 

OUR TEAM

Lois Payton

Office: Mineral, VA
Contact: 540-894-5121
Direct Fax: 
Email: l
ois.p@paytoninsurance.com

Licenses: VA Property & Casualty, Life, Annuities & Securities
Insurance Experience: Over 50 years in the insurance industry

Drake Nester

Office: Mineral, VA
Contact: 540-894-5121
Direct Fax: 888-251-4632
Email: drake@paytoninsurance.com

Licenses: VA Personal Lines
Insurance Experience: Over 10 years in the insurance industry

Bessie Weaver

Office: Mineral, VA

Contact: 540-894-5121

Direct Fax: 888-251-4632
Email: bessiebweaver@comcast.net

Licenses: VA Property & Casualty, Life & Annuities
Insurance Experience: Over 30 years in the insurance industry

Deborah Cutright

Office: Mineral, VA
Contact: 540-894-5121
Direct Fax: 540-894-0144
Email:
debbie.cutright@paytoninsurance.com

Licenses: VA Property & Casualty, Life & Annuities |NC, MD - P&C
Insurance Experience: Over 30 years in the insurance industry

Kristi Clore

Office: Orange, VA
Contact: 540-672-5424
Direct Fax: 540-672-6454
Email: k.harcum@paytoninsurance.com

Licenses: VA Property & Casualty, Life
Insurance Experience: Over 30 years in the insurance industry

 

CONTACT

L. PAYTON

& ASSOCIATES

OUR LOCATIONS

Mineral Office Location
296 Davis Hwy
Mineral, Virginia 23117
Phone: 540-894-5121

Orange Office Location
147 Caroline Street
Orange, Virginia 22960
Phone: 540-672-5424

HOURS of OPERATION

Monday - Friday

9:00 am - 5:00 pm

For any general inquiries, please fill in the following contact form:

 
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