Personal & Business Insurance | Virginia

INDEPENDENT

INSURANCE

AGENCY

Specializing in Personal & Commercial Insurance Services

INSURANCE

SERVICES

L. Payton & Associates can cover all of your insurance needs in Virginia. From Auto, Home, Life, and Personal Property Insurance to everything you need to protect your business, such as Commercial Auto, Commercial Property, General Liability and Worker's Compensation Insurance, we have you covered. You can reach us by phone, e-mail or come see us at our office in Mineral, Virginia. Contact one of our licensed agents today and let us make sure you are protected.

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PERSONAL INSURANCE DISCOUNTS

Bundle your home and auto and save up to 35%! Other discounts include: non-smoker, gated community, fire hydrant, life, protective device, and more!

Auto
Motorcycle
Boat
Jet Ski
Home
Farms
Rental Property
Vacation Weekly Rentals
High Value Homes (excess of $1 Million)
Personal Umbrella
Term Life Insurance
Whole Life Insurance
IRA
Fixed and Variable Annuities
Classic and Antique Autos
Collections
Jewelry

FULL SERVICE BUSINESS AGENCY

Offering Workers Compensation, Bonds, Auto, Property, Equipment and General Liability.

Business Auto
- Service vehicles
- Logging trucks
- Dump trucks
- Long Haul Hot Shot Trucking
- Local, Intermediate, and Long Haul Trucking
- Cargo
- Federal and State Filings
- Hotshot Freight
Property
- Business Owners
- Manufacturing
- Industrial
- Sawmills
- Vacation Rental Properties
- Home Owners Associations
- Contractors Equipment and Machinery
General Liability
- Contractors
  - Excavation
  - Painting
  - Drywall
  - Tree Trimmer
- Truckers GL
  - Manufacturing
Workers Compensation
- All Types of Business Exposures

services

ABOUT US

Established in 1987, L. Payton & Associates proudly provides comprehensive insurance solutions throughout Virginia, Maryland, and North Carolina. With more than thirty years of service supplying the insurance needs of individuals, families, and businesses; we are a trusted source for home insurance, auto insurance, business insurance and more. Whether you need to insure a car or a car dealership we have an insurance solution for you.

As an Independent Insurance Agency, L. Payton & Associates represents over 20 different insurance companies, which gives us the flexibility to offer you affordable prices and individualized options. Additionally, our exceptional staff has the skill and know-how to recommend the personal or commercial insurance that may be best for you. We also provide financial planning products, which include annuities, life insurance, and disability insurance.

Our Accolades

The Benefits

Why Independent?